401k Limits 2024 Married. Workers who contribute to a 401(k), 403(b), most 457 plans and the federal government's thrift savings plan can contribute up to $23,000 in 2024, a $500 increase. Your ability to contribute to a roth ira also depends on your income.
Most people don’t max out. If you and your spouse are both working and the employer provides a 401(k), you can contribute up to the irs limits.